North Dakota Affordability
How affordable is North Dakota real estate?
Public Record + Census ACS
Median Home Price
$419.7K
Median Household Income
$73,959
Affordability Index
5.67
vs National Avg
-16.9%
Cities in North Dakota by Affordability
| # | City | Median Price | Index |
|---|---|---|---|
| 1 | Hankinson | $2.5K | 0.03 |
| 2 | Gackle | $7.3K | 0.10 |
| 3 | Hillsboro | $40K | 0.54 |
| 4 | Rugby | $55K | 0.74 |
| 5 | Forman | $59.9K | 0.81 |
| 6 | Harvey | $89K | 1.20 |
| 7 | Drayton | $89.3K | 1.21 |
| 8 | Harwood | $107.5K | 1.45 |
| 9 | Kindred | $131.3K | 1.77 |
| 10 | Reeder | $169.6K | 2.29 |
| 11 | Devils Lake | $220K | 2.97 |
| 12 | Northwood | $224.9K | 3.04 |
| 13 | Jamestown | $256.1K | 3.46 |
| 14 | Grand Forks | $259.6K | 3.51 |
| 15 | Mandan | $261.9K | 3.54 |
| 16 | Colfax | $274.7K | 3.71 |
| 17 | Surrey | $280K | 3.79 |
| 18 | Minot | $294K | 3.98 |
| 19 | Arnegard | $311K | 4.21 |
| 20 | Fargo | $312.8K | 4.23 |
| 21 | Beulah | $312.5K | 4.23 |
| 22 | Dickinson | $324.1K | 4.38 |
| 23 | Watford City | $343.3K | 4.64 |
| 24 | Rolla | $345K | 4.66 |
| 25 | Bismarck | $349.2K | 4.72 |
| 26 | Lincoln | $382.3K | 5.17 |
| 27 | Williston | $430.3K | 5.82 |
| 28 | West Fargo | $439.3K | 5.94 |
| 29 | Horace | $455.5K | 6.16 |
| 30 | Mapleton | $522.7K | 7.07 |
Methodology
Affordability index = local median home price ÷ state median household income. A value of 4.0 means homes cost 4x annual income (roughly the historical "rule of thumb" ceiling). Higher values = less affordable.
Income figures: US Census Bureau, ACS 5-year estimates (state level). Sale prices: MarketTimeline public-record SOLD events, last 12 months.