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432 Charter St

Monticello, IL 61856

4 bd 5 ba 3,538 sqft Built 1895 Lot 14,490 sqft single_family
Most recent sale
$310,000
Aug 12, 2022

Location

Timeline: Sale, Listing & Tax History

Recorded events

DateEventPriceSource
Sep 13, 2024 Sold $444,000 MRED
Aug 5, 2024 Price changed $479,000 MRED
Jul 22, 2024 Price changed $489,000 MRED
Jun 26, 2024 Listed $499,999 MRED
Aug 12, 2022 Sold $310,000 MLS #11469887
Jul 20, 2022 Listed $329,999 MLS #11469887
Jun 24, 2009 Listing removed $239,900 ChampaignArea
Jun 20, 2009 Price changed $239,900 MLS #2090040
Jun 6, 2009 Price changed $264,900 MLS #2090040
Jun 1, 2009 Price changed $279,900 MLS #2090040
Apr 4, 2009 Relisted $289,500 MLS #2090040
Feb 24, 2009 Listing removed $289,500 ChampaignArea
Dec 31, 2008 Listed $289,500 MLS #2090040

Tax assessment history

YearBuildingLandTotal assessedTax paid
2024 $115,016 $8,195 $123,211 $6,758
2023 $106,496 $7,588 $114,084 $6,611
2022 $92,162 $6,567 $98,729 $6,162
2021 $86,537 $6,166 $92,703 $5,836
2020 $84,426 $6,016 $90,442 $5,698
2019 $82,974 $5,913 $88,887 $5,495
2018 $80,832 $5,760 $86,592 $4,135
2017 $80,832 $5,760 $86,592 $3,969
2016 $77,277 $5,507 $82,784 $3,764
2015 $77,277 $5,507 $82,784 $3,764
2014 $60,518 $5,507 $66,025 $3,730
2013 $74,037 $5,507 $79,544 $4,586
2012 $75,081 $5,585 $80,666 $4,674
2010 $75,420 $5,610 $81,030 $3,829
2009 $75,420 $5,610 $81,030 $5,022

Property facts

Year built
1895
Property type
single_family
Stories
2
Beds
4
Baths
5
Living area
3,538 sqft
Lot size
14,490 sqft
ZIP code
61856
City
Monticello
Street
Charter St
Coordinates
40.02245, -88.57365

Comparable properties nearby

Block-level micro-comps

Same street, ±3 house numbers, sold in the last 24 months

Investment analysis

Estimates based on local averages — not personalized advice
Estimated monthly rent
$1,860
Gross rental yield
7.20%
Implied cap rate
4.68%
Trend-extrapolated value

Frequently asked questions

When did 432 Charter St last sell?
432 Charter St most recently sold on Aug 12, 2022 for $310,000.
What is the current tax assessment for 432 Charter St?
The most recent total assessment for 432 Charter St (year 2024) is $123,211 with $6,758 in property tax.
How does 432 Charter St's assessment compare to its last sale price?
The current assessment is 60.3% below the last sale price of $310,000.
When was 432 Charter St built?
432 Charter St was built in 1895.
How does 432 Charter St compare to others on Charter St?
We track 8 other properties on Charter St. Browse the list under "Other properties on Charter St" to compare beds, baths, and sale history.
What are the property facts for 432 Charter St?
432 Charter St is a 4 bed, 5 bath, 3,538 sqft, 14,490 sqft lot single_family.
Is 432 Charter St a flip candidate?
No — 432 Charter St does not appear in our flips dataset.
Is 432 Charter St a tax-appeal candidate?
No — 432 Charter St is not currently flagged as a tax-appeal candidate.

Forecast for this area

ZIP-area linear projection — not a per-property automated valuation
Quarterly trend
+2.2%
Implied 1-yr
+8.9%
2026 Q3
$250.9K
2026 Q4
$255.8K
ZIP 61856 — Median Price History + Forecast

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