40 Jay St
Gardner, MA 01440
2 bd 1 ba 1,318 sqft Built 1928 Lot 4,531 sqft single_family
Most recent sale
$230,000
Dec 16, 2021
Location
Timeline: Sale, Listing & Tax History
Recorded events
| Date | Event | Price | Source |
|---|---|---|---|
| Sep 30, 2025 | Listing removed | $348,000 | MLSPIN |
| Jul 24, 2025 | Price changed | $348,000 | MLSPIN |
| Jan 31, 2025 | Price changed | $350,000 | MLSPIN |
| Jan 3, 2025 | Listed | $365,000 | MLSPIN |
| Dec 16, 2021 | Sold | $230,000 | MLS #72880399 |
| Feb 8, 1994 | Sold | $60,270 | Public Record |
| Apr 8, 1988 | Sold | $95,000 | Public Record |
Tax assessment history
| Year | Building | Land | Total assessed | Tax paid |
|---|---|---|---|---|
| 2025 | $192,000 | $64,900 | $256,900 | $3,689 |
| 2024 | $190,600 | $59,000 | $249,600 | $3,742 |
| 2023 | $156,500 | $58,100 | $214,600 | $3,461 |
| 2022 | $129,700 | $44,000 | $173,700 | $3,229 |
| 2021 | $117,000 | $38,300 | $155,300 | $3,112 |
| 2020 | $113,600 | $38,300 | $151,900 | $2,999 |
| 2019 | $107,900 | $38,300 | $146,200 | $2,944 |
| 2018 | $94,100 | $38,300 | $132,400 | $2,684 |
| 2017 | $87,200 | $38,300 | $125,500 | $2,570 |
| 2016 | $81,500 | $38,300 | $119,800 | $2,452 |
| 2015 | $79,200 | $38,300 | $117,500 | $2,348 |
| 2014 | $82,700 | $42,500 | $125,200 | $2,363 |
| 2006 | $111,700 | $42,600 | $154,300 | $1,899 |
| 2005 | $111,700 | $37,100 | $148,800 | $1,870 |
| 2004 | $78,300 | $12,700 | $91,000 | $1,657 |
| 2003 | $78,300 | $12,700 | $91,000 | $1,613 |
Property facts
Year built
1928
Property type
single_family
Stories
—
Beds
2
Baths
1
Living area
1,318 sqft
Lot size
4,531 sqft
ZIP code
01440
City
Gardner
Street
Jay St
Coordinates
42.57132, -71.98968
Comparable properties nearby
Investment analysis
Estimates based on local averages — not personalized adviceEstimated monthly rent
$1,380
Gross rental yield
7.20%
Implied cap rate
4.68%
Trend-extrapolated value
—
Frequently asked questions
When did 40 Jay St last sell?
40 Jay St most recently sold on Dec 16, 2021 for $230,000.
What is the current tax assessment for 40 Jay St?
The most recent total assessment for 40 Jay St (year 2025) is $256,900 with $3,689 in property tax.
How does 40 Jay St's assessment compare to its last sale price?
The current assessment is 11.7% above the last sale price of $230,000.
When was 40 Jay St built?
40 Jay St was built in 1928.
How does 40 Jay St compare to others on Jay St?
We track 4 other properties on Jay St. Browse the list under "Other properties on Jay St" to compare beds, baths, and sale history.
What are the property facts for 40 Jay St?
40 Jay St is a 2 bed, 1 bath, 1,318 sqft, 4,531 sqft lot single_family.
Is 40 Jay St a flip candidate?
No — 40 Jay St does not appear in our flips dataset.
Is 40 Jay St a tax-appeal candidate?
No — 40 Jay St is not currently flagged as a tax-appeal candidate.
Forecast for this area
ZIP-area linear projection — not a per-property automated valuationQuarterly trend
+4.8%
Implied 1-yr
+19.2%
2026 Q3
$429.3K
2026 Q4
$445K
ZIP 01440 — Median Price History + Forecast
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Geography