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45 Temple St

Spencer, MA 01562

3 bd 2 ba 1,112 sqft Built 1928 Lot 25,265 sqft single_family
Most recent sale
$155,000
Jan 19, 2022

Location

Timeline: Sale, Listing & Tax History

Recorded events

DateEventPriceSource
Dec 23, 2022 Sold $300,000 MLSPIN
Oct 21, 2022 Price changed $309,000 MLS #73015293
Oct 15, 2022 Price changed $322,000 MLS #73015293
Oct 3, 2022 Price changed $323,000 MLS #73015293
Sep 28, 2022 Price changed $323,800 MLS #73015293
Sep 24, 2022 Price changed $323,900 MLS #73015293
Sep 6, 2022 Price changed $324,000 MLS #73015293
Aug 23, 2022 Price changed $324,400 MLS #73015293
Jul 21, 2022 Listed $324,900 MLS #73015293
Jan 19, 2022 Sold $155,000 MLS #72924846
Dec 2, 2021 Listed $150,000 MLS #72924846
Mar 30, 1990 Sold $95,000 Public Record
Feb 9, 1989 Sold $86,000 Public Record

Tax assessment history

YearBuildingLandTotal assessedTax paid
2025 $297,400 $44,200 $341,600 $4,010
2024 $275,300 $44,200 $319,500 $3,655
2023 $183,000 $44,200 $227,200 $2,740
2022 $138,900 $40,100 $179,000 $2,356
2021 $122,000 $40,100 $162,100 $2,276
2020 $118,300 $40,100 $158,400 $2,237
2019 $117,900 $36,300 $154,200 $2,137
2018 $105,400 $42,200 $147,600 $1,981
2017 $99,200 $40,100 $139,300 $1,947
2016 $92,800 $40,100 $132,900 $1,899
2015 $90,300 $44,600 $134,900 $1,844
2014 $90,300 $44,600 $134,900 $1,774
2006 $96,700 $67,700 $164,400 $1,396
2005 $90,300 $56,300 $146,600 $1,275
2003 $60,900 $31,100 $92,000 $1,147

Property facts

Year built
1928
Property type
single_family
Stories
Beds
3
Baths
2
Living area
1,112 sqft
Lot size
25,265 sqft
ZIP code
01562
City
Spencer
Street
Temple St
Coordinates
42.23779, -71.99396

Comparable properties nearby

Block-level micro-comps

Same street, ±3 house numbers, sold in the last 24 months

Investment analysis

Estimates based on local averages — not personalized advice
Estimated monthly rent
$930
Gross rental yield
7.20%
Implied cap rate
4.68%
Trend-extrapolated value

Frequently asked questions

When did 45 Temple St last sell?
45 Temple St most recently sold on Jan 19, 2022 for $155,000.
What is the current tax assessment for 45 Temple St?
The most recent total assessment for 45 Temple St (year 2025) is $341,600 with $4,010 in property tax.
How does 45 Temple St's assessment compare to its last sale price?
The current assessment is 120.4% above the last sale price of $155,000.
When was 45 Temple St built?
45 Temple St was built in 1928.
How does 45 Temple St compare to others on Temple St?
We track 8 other properties on Temple St. Browse the list under "Other properties on Temple St" to compare beds, baths, and sale history.
What are the property facts for 45 Temple St?
45 Temple St is a 3 bed, 2 bath, 1,112 sqft, 25,265 sqft lot single_family.
Is 45 Temple St a flip candidate?
Yes — 45 Temple St appears in our flips dataset, indicating it sold twice within a short window with a notable price change.
Is 45 Temple St a tax-appeal candidate?
Yes — 45 Temple St appears in our tax-appeal candidates list, meaning its current assessment exceeds its recent sale price by 15% or more.

Forecast for this area

ZIP-area linear projection — not a per-property automated valuation
Quarterly trend
+6.4%
Implied 1-yr
+25.6%
2026 Q3
$516.8K
2026 Q4
$540.2K
ZIP 01562 — Median Price History + Forecast

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