Appreciation Velocity — San Francisco, CA
Home-price appreciation in San Francisco, CA plus ZIPs within the city ranked by 1Y growth.
Public Record
San Francisco · 1Y appreciation
+18.6%
San Francisco · 3Y appreciation
+84.4%
San Francisco · 5Y appreciation
+42.8%
San Francisco · 10Y appreciation
+58.4%
Top 10 — 1Y appreciation (Zips)
#1 · ZIP 94130
+198.9%
#2 · ZIP 94133
+106.1%
#3 · ZIP 94122
+80.1%
#4 · ZIP 94109
+75.7%
#5 · ZIP 94112
+64.8%
#6 · ZIP 94134
+62.3%
#7 · ZIP 94116
+60.3%
#8 · ZIP 94123
+47.0%
#9 · ZIP 94117
+42.3%
#10 · ZIP 94105
+42.1%
Zip ranking — 1Y appreciation (highest first)
| # | Zip | State | 1Y | 3Y | 5Y | 10Y | Current median |
|---|---|---|---|---|---|---|---|
| 1 | ZIP 94130 | CA | +198.9% | +94.9% | — | — | $2.38M |
| 2 | ZIP 94133 | CA | +106.1% | +458.2% | +243.6% | +273.7% | $6.98M |
| 3 | ZIP 94122 | CA | +80.1% | +168.7% | +114.6% | +183.3% | $3.26M |
| 4 | ZIP 94109 | CA | +75.7% | +72.0% | +139.9% | +136.6% | $3.21M |
| 5 | ZIP 94112 | CA | +64.8% | +35.8% | +70.4% | +105.5% | $1.92M |
| 6 | ZIP 94134 | CA | +62.3% | +14.1% | +47.2% | +62.7% | $1.36M |
| 7 | ZIP 94116 | CA | +60.3% | +86.9% | +131.3% | +175.0% | $3.28M |
| 8 | ZIP 94123 | CA | +47.0% | -39.9% | +25.9% | +77.4% | $3.69M |
| 9 | ZIP 94117 | CA | +42.3% | +26.6% | +74.8% | +28.0% | $2.66M |
| 10 | ZIP 94105 | CA | +42.1% | +25.2% | +65.3% | +8.2% | $2.23M |
| 11 | ZIP 94110 | CA | +28.3% | +11.5% | +20.4% | +2.0% | $1.47M |
| 12 | ZIP 94107 | CA | +24.2% | +2.2% | +69.6% | +56.4% | $1.78M |
| 13 | ZIP 94158 | CA | +13.9% | +31.4% | +24.5% | +25.1% | $1.69M |
| 14 | ZIP 94115 | CA | +11.2% | -1.0% | +3.5% | +48.7% | $3.27M |
| 15 | ZIP 94121 | CA | +9.3% | -6.2% | +32.7% | +85.0% | $2.23M |
| 16 | ZIP 94108 | CA | +9.0% | +180.3% | -2.1% | +180.2% | $3.8M |
| 17 | ZIP 94118 | CA | +5.2% | +141.5% | +108.7% | +82.6% | $4.07M |
| 18 | ZIP 94111 | CA | +0.2% | +15.5% | +43.8% | +14.2% | $1.41M |
| 19 | ZIP 94102 | CA | -8.1% | -25.1% | +4.6% | -20.0% | $820K |
| 20 | ZIP 94127 | CA | -17.5% | +34.5% | +68.4% | +100.6% | $2.66M |
| 21 | ZIP 94114 | CA | -21.7% | +15.0% | -53.9% | -12.6% | $1.64M |
| 22 | ZIP 94103 | CA | -22.4% | -6.0% | +14.8% | -33.0% | $874.2K |
| 23 | ZIP 94124 | CA | -25.2% | -22.5% | -17.2% | +14.5% | $656.7K |
| 24 | ZIP 94131 | CA | -27.8% | +17.3% | +47.6% | +90.5% | $2.31M |
How to read these numbers
Velocity vs. level
A market with 25% one-year appreciation is moving fast — but a market with steady 6% over ten years has compounded much further. Use 10Y as the long-run signal, 1Y as the momentum signal.
Mean-reversion risk
Markets that posted huge 1Y and 3Y gains often cool over the next cycle. Compare 1Y to 5Y: if 1Y is far above 5Y, the trend is accelerating; if far below, it is decelerating — often the more important signal.
Sample sanity
We require a minimum current median price (default $50K) to filter out tiny ZIPs with noisy data. Raise that threshold for serious investment markets; lower it to find emerging niches. Source: public record.