Appreciation Velocity — Clearwater, FL
Home-price appreciation in Clearwater, FL plus ZIPs within the city ranked by 1Y growth.
Public Record
Clearwater · 1Y appreciation
-5.2%
Clearwater · 3Y appreciation
-33.2%
Clearwater · 5Y appreciation
+37.6%
Clearwater · 10Y appreciation
+125.9%
Top 10 — 3Y appreciation (Zips)
#1 · ZIP 33761
+101.1%
#2 · ZIP 33755
+2.3%
#3 · ZIP 33767
0.0%
#4 · ZIP 33765
-5.9%
#5 · ZIP 33763
-15.0%
#6 · ZIP 33764
-41.1%
#7 · ZIP 33762
-48.3%
#8 · ZIP 33759
-51.5%
Zip ranking — 3Y appreciation (highest first)
| # | Zip | State | 1Y | 3Y | 5Y | 10Y | Current median |
|---|---|---|---|---|---|---|---|
| 1 | ZIP 33761 | FL | +140.3% | +101.1% | +184.5% | +372.6% | $951.3K |
| 2 | ZIP 33755 | FL | +18.8% | +2.3% | +34.5% | +200.6% | $446.2K |
| 3 | ZIP 33767 | FL | +37.4% | 0.0% | +33.8% | +95.2% | $1.1M |
| 4 | ZIP 33765 | FL | -24.0% | -5.9% | +47.3% | +165.3% | $512K |
| 5 | ZIP 33763 | FL | -10.8% | -15.0% | +20.7% | +118.5% | $213.5K |
| 6 | ZIP 33764 | FL | -46.5% | -41.1% | +25.9% | +33.5% | $248.3K |
| 7 | ZIP 33762 | FL | -33.2% | -48.3% | -12.6% | +19.1% | $207.5K |
| 8 | ZIP 33759 | FL | -49.9% | -51.5% | -31.7% | -2.3% | $187.8K |
How to read these numbers
Velocity vs. level
A market with 25% one-year appreciation is moving fast — but a market with steady 6% over ten years has compounded much further. Use 10Y as the long-run signal, 1Y as the momentum signal.
Mean-reversion risk
Markets that posted huge 1Y and 3Y gains often cool over the next cycle. Compare 1Y to 5Y: if 1Y is far above 5Y, the trend is accelerating; if far below, it is decelerating — often the more important signal.
Sample sanity
We require a minimum current median price (default $50K) to filter out tiny ZIPs with noisy data. Raise that threshold for serious investment markets; lower it to find emerging niches. Source: public record.