Appreciation Velocity — Pensacola, FL
Home-price appreciation in Pensacola, FL plus ZIPs within the city ranked by 1Y growth.
Public Record
Pensacola · 1Y appreciation
+27.6%
Pensacola · 3Y appreciation
+106.6%
Pensacola · 5Y appreciation
+69.5%
Pensacola · 10Y appreciation
+121.1%
Top 10 — 5Y appreciation (Zips)
#1 · ZIP 32505
+390.9%
#2 · ZIP 32501
+154.2%
#3 · ZIP 32506
+88.4%
#4 · ZIP 32503
+83.2%
#5 · ZIP 32502
+67.5%
#6 · ZIP 32526
+26.9%
#7 · ZIP 32504
+26.0%
#8 · ZIP 32514
+18.8%
#9 · ZIP 32534
+13.1%
Zip ranking — 5Y appreciation (highest first)
| # | Zip | State | 1Y | 3Y | 5Y | 10Y | Current median |
|---|---|---|---|---|---|---|---|
| 1 | ZIP 32505 | FL | +164.3% | +267.2% | +390.9% | +476.0% | $517.9K |
| 2 | ZIP 32501 | FL | +43.8% | +2.2% | +154.2% | +30.0% | $366.6K |
| 3 | ZIP 32506 | FL | +17.2% | +6.1% | +88.4% | +119.4% | $269.4K |
| 4 | ZIP 32503 | FL | +34.5% | +21.1% | +83.2% | +186.5% | $566.9K |
| 5 | ZIP 32502 | FL | +8.0% | -10.5% | +67.5% | +120.6% | $441.1K |
| 6 | ZIP 32526 | FL | -12.2% | -4.5% | +26.9% | +82.1% | $269.5K |
| 7 | ZIP 32504 | FL | -13.9% | -49.4% | +26.0% | +71.2% | $242.7K |
| 8 | ZIP 32514 | FL | -14.5% | -11.9% | +18.8% | +13.4% | $242.4K |
| 9 | ZIP 32534 | FL | +6.9% | -1.2% | +13.1% | +104.5% | $247.3K |
How to read these numbers
Velocity vs. level
A market with 25% one-year appreciation is moving fast — but a market with steady 6% over ten years has compounded much further. Use 10Y as the long-run signal, 1Y as the momentum signal.
Mean-reversion risk
Markets that posted huge 1Y and 3Y gains often cool over the next cycle. Compare 1Y to 5Y: if 1Y is far above 5Y, the trend is accelerating; if far below, it is decelerating — often the more important signal.
Sample sanity
We require a minimum current median price (default $50K) to filter out tiny ZIPs with noisy data. Raise that threshold for serious investment markets; lower it to find emerging niches. Source: public record.