Appreciation Velocity — Illinois Cities
Cities of Illinois ranked by 1Y / 3Y / 5Y home-price appreciation.
Public Record
Top 10 — 3Y appreciation (Countys)
#1 · Montgomery, IL
+328.2%
#2 · Greene, IL
+261.3%
#3 · Carroll, IL
+206.3%
#4 · Jo Daviess, IL
+134.7%
#5 · Effingham, IL
+134.1%
#6 · Pike, IL
+129.2%
#7 · Randolph, IL
+121.9%
#8 · Putnam, IL
+116.7%
#9 · Franklin, IL
+109.2%
#10 · Saline, IL
+95.6%
County ranking — 3Y appreciation (highest first)
| # | County | State | 1Y | 3Y | 5Y | 10Y | Current median |
|---|---|---|---|---|---|---|---|
| 1 | Montgomery, IL | IL | +234.5% | +328.2% | +390.9% | +254.3% | $429.5K |
| 2 | Greene, IL | IL | -15.1% | +261.3% | +32.0% | — | $84.9K |
| 3 | Carroll, IL | IL | +17.3% | +206.3% | +90.6% | +136.1% | $506.8K |
| 4 | Jo Daviess, IL | IL | -0.8% | +134.7% | +4.4% | +85.4% | $311K |
| 5 | Effingham, IL | IL | +167.6% | +134.1% | +122.9% | +409.0% | $430K |
| 6 | Pike, IL | IL | +47.3% | +129.2% | +200.7% | — | $251K |
| 7 | Randolph, IL | IL | +4.6% | +121.9% | +13.4% | +52.5% | $144.2K |
| 8 | Putnam, IL | IL | +29.1% | +116.7% | +55.8% | — | $238K |
| 9 | Franklin, IL | IL | +61.5% | +109.2% | -5.1% | +120.2% | $158.3K |
| 10 | Saline, IL | IL | +72.3% | +95.6% | -19.8% | +164.6% | $214.3K |
| 11 | Clinton, IL | IL | +89.5% | +94.6% | +161.7% | +182.6% | $354K |
| 12 | Bond, IL | IL | +8.6% | +92.0% | -2.2% | +23.4% | $144K |
| 13 | Jersey, IL | IL | +60.3% | +90.1% | +90.8% | +208.9% | $242.3K |
| 14 | Iroquois, IL | IL | -15.9% | +83.9% | +46.0% | +125.9% | $191K |
| 15 | Marshall, IL | IL | +84.6% | +83.8% | +43.4% | +4,823.3% | $215K |
| 16 | Wayne, IL | IL | +104.0% | +80.6% | +193.8% | +245.4% | $245K |
| 17 | Wabash, IL | IL | +90.5% | +79.4% | +132.2% | +247.7% | $247.5K |
| 18 | Moultrie, IL | IL | +19.5% | +76.8% | -9.7% | +48.3% | $142.5K |
| 19 | Hancock, IL | IL | +86.7% | +74.4% | +61.1% | +153.0% | $166.8K |
| 20 | Adams, IL | IL | +59.2% | +70.6% | +136.4% | +186.3% | $317.3K |
| 21 | Cook, IL | IL | +1.4% | +70.3% | +95.8% | +80.8% | $553.2K |
| 22 | Bureau, IL | IL | +107.2% | +68.8% | +181.5% | +322.1% | $374.3K |
| 23 | Fayette, IL | IL | -1.1% | +68.7% | +64.7% | +27.2% | $202.5K |
| 24 | Macoupin, IL | IL | +10.9% | +67.1% | +107.2% | +71.8% | $176.2K |
| 25 | Grundy, IL | IL | +31.5% | +65.1% | +34.0% | +93.9% | $303.1K |
| 26 | Perry, IL | IL | +82.9% | +61.1% | +155.3% | +187.9% | $234K |
| 27 | Cass, IL | IL | +2.1% | +60.4% | +62.2% | +160.5% | $136K |
| 28 | St. Clair, IL | IL | +12.3% | +59.2% | +87.2% | +88.2% | $292.9K |
| 29 | Madison, IL | IL | +0.6% | +56.7% | +49.4% | +43.5% | $235K |
| 30 | Vermilion, IL | IL | -16.2% | +56.2% | +32.4% | +59.6% | $146.3K |
| 31 | Fulton, IL | IL | -11.3% | +54.1% | +48.6% | +77.4% | $141.1K |
| 32 | Macon, IL | IL | +0.7% | +51.5% | +30.2% | +69.7% | $203.5K |
| 33 | White, IL | IL | -31.1% | +50.5% | +33.1% | +62.4% | $121.5K |
| 34 | Ogle, IL | IL | +13.3% | +49.8% | +62.5% | +127.6% | $253.2K |
| 35 | Stephenson, IL | IL | +12.6% | +48.4% | +22.1% | +45.8% | $159.5K |
| 36 | Tazewell, IL | IL | +4.7% | +45.8% | +33.8% | +70.5% | $209.4K |
| 37 | Kankakee, IL | IL | +6.1% | +45.5% | +24.8% | +23.5% | $219.6K |
| 38 | Morgan, IL | IL | -48.0% | +43.6% | +22.8% | +58.8% | $169.1K |
| 39 | LaSalle, IL | IL | -17.6% | +35.9% | +29.2% | +19.8% | $186.8K |
| 40 | Jefferson, IL | IL | +5.0% | +35.5% | +15.5% | +137.1% | $181.3K |
| 41 | Sangamon, IL | IL | -0.5% | +34.3% | +7.4% | +46.0% | $220.2K |
| 42 | Crawford, IL | IL | -47.6% | +33.1% | +73.9% | +57.2% | $128.6K |
| 43 | DeKalb, IL | IL | -4.1% | +29.2% | +22.7% | +96.7% | $258K |
| 44 | Winnebago, IL | IL | -3.0% | +28.6% | +55.8% | +82.5% | $222.6K |
| 45 | Douglas, IL | IL | -6.1% | +28.4% | -37.5% | +33.8% | $156.5K |
| 46 | DuPage, IL | IL | -0.9% | +25.4% | +62.3% | +86.7% | $583.1K |
| 47 | Livingston, IL | IL | -7.2% | +18.7% | +31.1% | +99.6% | $154.7K |
| 48 | Mercer, IL | IL | +6.2% | +17.0% | +79.7% | +134.1% | $195.3K |
| 49 | Marion, IL | IL | -32.8% | +14.8% | +22.9% | +156.8% | $207.9K |
| 50 | Lake, IL | IL | -4.4% | +13.3% | +24.5% | +65.5% | $485.5K |
| 51 | Will, IL | IL | -12.6% | +12.6% | +63.8% | +94.7% | $442.1K |
| 52 | Boone, IL | IL | +13.2% | +10.4% | +19.3% | -0.5% | $215.9K |
| 53 | De Witt, IL | IL | -17.7% | +9.8% | +32.2% | +31.2% | $142.7K |
| 54 | McLean, IL | IL | -9.6% | +8.6% | +40.3% | +57.3% | $255.6K |
| 55 | Henry, IL | IL | +17.0% | +7.6% | +33.5% | +5.1% | $183.2K |
| 56 | Warren, IL | IL | -11.1% | +3.6% | +20.4% | +12.9% | $112.3K |
| 57 | Piatt, IL | IL | -0.5% | +2.4% | -43.5% | +92.9% | $201.5K |
| 58 | Champaign, IL | IL | -31.4% | +0.2% | +18.1% | +38.8% | $244.3K |
| 59 | Coles, IL | IL | -44.2% | -3.3% | +12.6% | +10.5% | $136.9K |
| 60 | Peoria, IL | IL | -14.5% | -5.4% | -0.1% | +6.0% | $180.2K |
| 61 | Kane, IL | IL | +12.6% | -5.7% | -9.4% | +104.9% | $480.1K |
| 62 | Mason, IL | IL | -25.4% | -12.4% | -5.0% | +12.9% | $91.5K |
| 63 | Ford, IL | IL | -15.0% | -13.3% | -3.7% | +71.9% | $130.9K |
| 64 | Shelby, IL | IL | +0.0% | -13.4% | +35.2% | +69.4% | $147.8K |
| 65 | Clark, IL | IL | +66.8% | -14.3% | +139.4% | +31.4% | $182.3K |
| 66 | Monroe, IL | IL | -37.5% | -14.7% | +22.1% | +58.9% | $234.5K |
| 67 | McDonough, IL | IL | -27.9% | -17.2% | -24.0% | — | $126.1K |
| 68 | Whiteside, IL | IL | -20.8% | -18.0% | +5.5% | +52.4% | $126.8K |
| 69 | Kendall, IL | IL | -9.8% | -19.2% | +7.4% | +46.0% | $383.8K |
| 70 | Lee, IL | IL | +11.4% | -21.7% | +65.6% | +23.1% | $143K |
| 71 | Washington, IL | IL | -29.8% | -24.8% | -95.3% | +11.4% | $182.5K |
| 72 | Christian, IL | IL | -42.2% | -26.0% | +15.8% | +43.5% | $115.6K |
| 73 | Logan, IL | IL | -18.3% | -35.6% | -37.6% | +22.7% | $120.9K |
| 74 | McHenry, IL | IL | +13.6% | -36.4% | -18.7% | +43.3% | $369.5K |
| 75 | Woodford, IL | IL | -23.7% | -37.2% | -9.6% | -15.3% | $133.5K |
| 76 | Williamson, IL | IL | +62.3% | -45.8% | -13.1% | +5.5% | $112.6K |
| 77 | Pope, IL | IL | -99.1% | -48.9% | +55.3% | +231.3% | $212K |
| 78 | Knox, IL | IL | +5.2% | -53.5% | +29.2% | +42.7% | $154.4K |
| 79 | Brown, IL | IL | -52.3% | -56.2% | -33.3% | — | $65K |
| 80 | Jackson, IL | IL | -2.8% | -56.8% | -44.2% | +35.0% | $125K |
| 81 | Massac, IL | IL | -19.3% | -73.6% | -55.2% | -16.4% | $72.5K |
| 82 | Union, IL | IL | -59.6% | -81.0% | -40.0% | -21.7% | $75K |
How to read these numbers
Velocity vs. level
A market with 25% one-year appreciation is moving fast — but a market with steady 6% over ten years has compounded much further. Use 10Y as the long-run signal, 1Y as the momentum signal.
Mean-reversion risk
Markets that posted huge 1Y and 3Y gains often cool over the next cycle. Compare 1Y to 5Y: if 1Y is far above 5Y, the trend is accelerating; if far below, it is decelerating — often the more important signal.
Sample sanity
We require a minimum current median price (default $50K) to filter out tiny ZIPs with noisy data. Raise that threshold for serious investment markets; lower it to find emerging niches. Source: public record.