Appreciation Velocity — Kentucky Cities
Cities of Kentucky ranked by 1Y / 3Y / 5Y home-price appreciation.
Public Record
Top 10 — 10Y appreciation (Zips)
#1 · ZIP 40370
+4,053.8%
#2 · ZIP 42081
+2,348.0%
#3 · ZIP 42166
+1,725.7%
#4 · ZIP 42726
+1,323.8%
#5 · ZIP 40328
+1,099.6%
#6 · ZIP 40019
+1,030.4%
#7 · ZIP 42408
+954.9%
#8 · ZIP 42413
+700.0%
#9 · ZIP 40311
+497.4%
#10 · ZIP 40504
+459.1%
Zip ranking — 10Y appreciation (highest first)
| # | Zip | State | 1Y | 3Y | 5Y | 10Y | Current median |
|---|---|---|---|---|---|---|---|
| 1 | ZIP 40370 | KY | +65.2% | +211.7% | +110.6% | +4,053.8% | $540K |
| 2 | ZIP 42081 | KY | +3,980.0% | +427.9% | — | +2,348.0% | $612K |
| 3 | ZIP 42166 | KY | +747.0% | +547.0% | +202.9% | +1,725.7% | $775K |
| 4 | ZIP 42726 | KY | +233.8% | +1,113.5% | +523.6% | +1,323.8% | $865K |
| 5 | ZIP 40328 | KY | — | +23.9% | +147.9% | +1,099.6% | $299.9K |
| 6 | ZIP 40019 | KY | +656.0% | +372.4% | +262.3% | +1,030.4% | $986.4K |
| 7 | ZIP 42408 | KY | +2,131.2% | +538.3% | +934.4% | +954.9% | $1.12M |
| 8 | ZIP 42413 | KY | +47.0% | +47.4% | +102.8% | +700.0% | $360K |
| 9 | ZIP 40311 | KY | +22.4% | +51.1% | +231.7% | +497.4% | $398.9K |
| 10 | ZIP 40504 | KY | +156.3% | +139.1% | +474.8% | +459.1% | $739K |
| 11 | ZIP 40069 | KY | +41.1% | +93.7% | +408.4% | +443.2% | $567.5K |
| 12 | ZIP 42266 | KY | +48.0% | -7.5% | +65.8% | +433.3% | $370K |
| 13 | ZIP 40486 | KY | — | +77.0% | -4.7% | +396.7% | $224K |
| 14 | ZIP 42732 | KY | +137.0% | +207.7% | +124.6% | +395.5% | $400K |
| 15 | ZIP 42368 | KY | +4.8% | +68.6% | -4.3% | +390.9% | $193.9K |
| 16 | ZIP 42351 | KY | +67.4% | -37.7% | +126.1% | +386.9% | $265.2K |
| 17 | ZIP 42167 | KY | +25.7% | +107.3% | +108.8% | +365.8% | $279K |
| 18 | ZIP 40360 | KY | -25.2% | -1.1% | +9.4% | +346.1% | $167.5K |
| 19 | ZIP 40359 | KY | +61.3% | +110.9% | +91.7% | +326.6% | $351.5K |
| 20 | ZIP 40437 | KY | +72.1% | +113.4% | +86.6% | +309.3% | $300K |
| 21 | ZIP 42347 | KY | +56.4% | +36.3% | +52.3% | +280.3% | $335K |
| 22 | ZIP 40299 | KY | +118.4% | +133.8% | +215.3% | +277.1% | $789.6K |
| 23 | ZIP 40962 | KY | -16.9% | +54.2% | +156.9% | +276.9% | $247.9K |
| 24 | ZIP 40076 | KY | +250.3% | +142.8% | +294.7% | +275.9% | $958.9K |
| 25 | ZIP 41095 | KY | +2.0% | +65.6% | +153.5% | +275.1% | $305K |
| 26 | ZIP 42261 | KY | +74.0% | -15.1% | +55.6% | +261.9% | $253.5K |
| 27 | ZIP 40744 | KY | +140.6% | +113.4% | +160.3% | +258.4% | $484.5K |
| 28 | ZIP 40119 | KY | +70.0% | -12.2% | +31.5% | +258.2% | $254.3K |
| 29 | ZIP 40391 | KY | -0.7% | +31.9% | +111.3% | +257.7% | $364.7K |
| 30 | ZIP 40216 | KY | +57.5% | +99.0% | +201.2% | +249.5% | $327.4K |
| 31 | ZIP 40371 | KY | -31.2% | +28.1% | +11.1% | +247.3% | $191K |
| 32 | ZIP 40215 | KY | +9.2% | +42.2% | +18.5% | +245.5% | $178.1K |
| 33 | ZIP 40057 | KY | +78.5% | +23.6% | +74.3% | +242.9% | $479.7K |
| 34 | ZIP 41073 | KY | +1.1% | +7.0% | +168.6% | +239.7% | $427.8K |
| 35 | ZIP 42044 | KY | +126.8% | +172.6% | +49.9% | +237.1% | $600K |
| 36 | ZIP 41046 | KY | — | +34.7% | +105.2% | +231.8% | $242.8K |
| 37 | ZIP 41097 | KY | +0.5% | +64.3% | +134.6% | +216.4% | $365K |
| 38 | ZIP 40067 | KY | -18.7% | -46.7% | +11.9% | +216.3% | $366.9K |
| 39 | ZIP 40211 | KY | +64.1% | +47.7% | +95.5% | +214.0% | $173.7K |
| 40 | ZIP 40347 | KY | +47.7% | -84.4% | -14.6% | +213.8% | $502K |
| 41 | ZIP 41139 | KY | +73.0% | +67.7% | +27.5% | +210.8% | $233.1K |
| 42 | ZIP 42629 | KY | +141.5% | +65.0% | +198.6% | +207.8% | $450K |
| 43 | ZIP 42378 | KY | -12.5% | +61.5% | +2.8% | +204.7% | $195K |
| 44 | ZIP 42743 | KY | +28.7% | +57.8% | +44.0% | +199.1% | $250K |
| 45 | ZIP 41010 | KY | -35.9% | +45.2% | +39.2% | +196.0% | $180.8K |
| 46 | ZIP 41031 | KY | +17.6% | +28.0% | +132.5% | +191.4% | $300.1K |
| 47 | ZIP 40351 | KY | +25.3% | +84.6% | +71.5% | +187.4% | $300.6K |
| 48 | ZIP 41640 | KY | — | +380.0% | +361.5% | +186.0% | $300K |
| 49 | ZIP 40601 | KY | +21.7% | +41.1% | +116.0% | +180.3% | $372.3K |
| 50 | ZIP 40203 | KY | +27.1% | +40.2% | +83.9% | +177.1% | $278K |
| 51 | ZIP 42123 | KY | +22.3% | -37.8% | +3.2% | +177.0% | $271.5K |
| 52 | ZIP 40050 | KY | -51.5% | +14.3% | +4.0% | +174.3% | $220K |
| 53 | ZIP 41016 | KY | +37.3% | +32.7% | +152.8% | +172.8% | $298K |
| 54 | ZIP 42262 | KY | +5.4% | +24.4% | +45.0% | +172.2% | $238.3K |
| 55 | ZIP 40361 | KY | -43.4% | -25.5% | +7.7% | +171.0% | $351.2K |
| 56 | ZIP 42066 | KY | +41.1% | +90.6% | +283.8% | +167.1% | $320K |
| 57 | ZIP 41059 | KY | +108.5% | +94.0% | +67.5% | +164.7% | $540K |
| 58 | ZIP 40071 | KY | +6.5% | +14.8% | +67.6% | +164.3% | $398.8K |
| 59 | ZIP 42134 | KY | -45.4% | +13.7% | +29.5% | +162.0% | $269.5K |
| 60 | ZIP 40219 | KY | +15.9% | +28.2% | +64.3% | +157.2% | $287.9K |
| 61 | ZIP 41129 | KY | +90.2% | +58.0% | +179.0% | +155.6% | $385K |
| 62 | ZIP 40059 | KY | +18.5% | +34.9% | +62.7% | +155.2% | $980.4K |
| 63 | ZIP 41042 | KY | +23.5% | +3.9% | +80.8% | +153.9% | $323K |
| 64 | ZIP 40222 | KY | +68.4% | +15.1% | +72.6% | +153.9% | $675.8K |
| 65 | ZIP 41014 | KY | +21.1% | +12.7% | +74.6% | +151.7% | $194.8K |
| 66 | ZIP 40502 | KY | +42.5% | +75.6% | +135.8% | +150.1% | $976.2K |
| 67 | ZIP 41018 | KY | +1.0% | +9.7% | +85.2% | +148.5% | $253.8K |
| 68 | ZIP 40484 | KY | +51.9% | +43.5% | +53.2% | +145.2% | $287.6K |
| 69 | ZIP 42519 | KY | +9.5% | +43.7% | +24.7% | +142.0% | $154.3K |
| 70 | ZIP 40380 | KY | -35.1% | +5.8% | +50.5% | +141.9% | $202.3K |
| 71 | ZIP 40409 | KY | -7.7% | -3.1% | +20.5% | +140.5% | $137.5K |
| 72 | ZIP 42217 | KY | -2.3% | +22.2% | +203.5% | +137.6% | $381K |
| 73 | ZIP 41071 | KY | -47.5% | +7.8% | +72.3% | +135.1% | $250.9K |
| 74 | ZIP 40336 | KY | -0.9% | +5.9% | +38.6% | +134.1% | $194.5K |
| 75 | ZIP 41035 | KY | +16.2% | +19.2% | +124.0% | +133.2% | $309.8K |
| 76 | ZIP 40503 | KY | +1.8% | +22.7% | +83.6% | +131.7% | $392.6K |
| 77 | ZIP 42712 | KY | +52.5% | +100.5% | +388.0% | +131.1% | $305K |
| 78 | ZIP 42206 | KY | +15.3% | -26.8% | +86.2% | +127.8% | $271K |
| 79 | ZIP 40379 | KY | -32.1% | -13.6% | +176.4% | +127.1% | $293K |
| 80 | ZIP 40517 | KY | +12.1% | +25.5% | +63.8% | +125.9% | $283.4K |
| 81 | ZIP 40272 | KY | -9.4% | -29.7% | +46.4% | +125.5% | $235.4K |
| 82 | ZIP 42544 | KY | +45.4% | +56.6% | +19.4% | +125.3% | $262.5K |
| 83 | ZIP 40011 | KY | +66.6% | +49.6% | +33.0% | +124.3% | $213.8K |
| 84 | ZIP 42159 | KY | — | +607.7% | +29.3% | +123.3% | $230K |
| 85 | ZIP 40004 | KY | +7.4% | +17.5% | +43.2% | +121.9% | $308.7K |
| 86 | ZIP 42164 | KY | +26.0% | +48.7% | +58.2% | +120.4% | $309.7K |
| 87 | ZIP 40514 | KY | -6.7% | +18.5% | +76.2% | +119.0% | $389K |
| 88 | ZIP 41002 | KY | -34.3% | -9.6% | -31.7% | +118.8% | $218K |
| 89 | ZIP 40160 | KY | -69.1% | +10.0% | +58.4% | +118.2% | $228.2K |
| 90 | ZIP 41472 | KY | -23.2% | -4.4% | +26.2% | +117.8% | $183.3K |
| 91 | ZIP 40108 | KY | +30.5% | +54.5% | +65.0% | +116.6% | $345.9K |
| 92 | ZIP 40511 | KY | -32.4% | -39.2% | +4.4% | +116.4% | $377K |
| 93 | ZIP 42503 | KY | +22.1% | +48.1% | +58.2% | +114.3% | $400K |
| 94 | ZIP 40229 | KY | -65.1% | -5.4% | +67.2% | +113.5% | $264.4K |
| 95 | ZIP 42567 | KY | +12.8% | +38.7% | +57.7% | +112.2% | $249.4K |
| 96 | ZIP 41101 | KY | +50.4% | +74.4% | +66.3% | +110.6% | $302K |
| 97 | ZIP 40026 | KY | +2.9% | -4.1% | +11.3% | +110.0% | $625K |
| 98 | ZIP 42518 | KY | +26.6% | +28.8% | +76.8% | +108.2% | $312.5K |
| 99 | ZIP 40475 | KY | -7.5% | +13.4% | +84.0% | +107.8% | $334.9K |
| 100 | ZIP 40461 | KY | -45.7% | +17.6% | +31.1% | +106.1% | $248.8K |
How to read these numbers
Velocity vs. level
A market with 25% one-year appreciation is moving fast — but a market with steady 6% over ten years has compounded much further. Use 10Y as the long-run signal, 1Y as the momentum signal.
Mean-reversion risk
Markets that posted huge 1Y and 3Y gains often cool over the next cycle. Compare 1Y to 5Y: if 1Y is far above 5Y, the trend is accelerating; if far below, it is decelerating — often the more important signal.
Sample sanity
We require a minimum current median price (default $50K) to filter out tiny ZIPs with noisy data. Raise that threshold for serious investment markets; lower it to find emerging niches. Source: public record.