Appreciation Velocity — Kentucky Cities
Cities of Kentucky ranked by 1Y / 3Y / 5Y home-price appreciation.
Public Record
Top 10 — 5Y appreciation (Zips)
#1 · ZIP 42339
+1,854.9%
#2 · ZIP 42408
+934.4%
#3 · ZIP 42726
+523.6%
#4 · ZIP 40759
+495.0%
#5 · ZIP 40504
+474.8%
#6 · ZIP 40737
+410.4%
#7 · ZIP 40069
+408.4%
#8 · ZIP 42712
+388.0%
#9 · ZIP 41640
+361.5%
#10 · ZIP 42275
+332.4%
Zip ranking — 5Y appreciation (highest first)
| # | Zip | State | 1Y | 3Y | 5Y | 10Y | Current median |
|---|---|---|---|---|---|---|---|
| 1 | ZIP 42339 | KY | +282.4% | — | +1,854.9% | — | $1.3M |
| 2 | ZIP 42408 | KY | +2,131.2% | +538.3% | +934.4% | +954.9% | $1.12M |
| 3 | ZIP 42726 | KY | +233.8% | +1,113.5% | +523.6% | +1,323.8% | $865K |
| 4 | ZIP 40759 | KY | +2,399.0% | +54.0% | +495.0% | +71.8% | $249.9K |
| 5 | ZIP 40504 | KY | +156.3% | +139.1% | +474.8% | +459.1% | $739K |
| 6 | ZIP 40737 | KY | -4.1% | +92.6% | +410.4% | — | $245K |
| 7 | ZIP 40069 | KY | +41.1% | +93.7% | +408.4% | +443.2% | $567.5K |
| 8 | ZIP 42712 | KY | +52.5% | +100.5% | +388.0% | +131.1% | $305K |
| 9 | ZIP 41640 | KY | — | +380.0% | +361.5% | +186.0% | $300K |
| 10 | ZIP 42275 | KY | -70.6% | -71.5% | +332.4% | — | $80K |
| 11 | ZIP 41098 | KY | +80.2% | +124.9% | +312.5% | — | $330K |
| 12 | ZIP 41365 | KY | — | +32.8% | +303.4% | — | $405K |
| 13 | ZIP 42325 | KY | +70.4% | +0.8% | +303.1% | — | $382.9K |
| 14 | ZIP 40076 | KY | +250.3% | +142.8% | +294.7% | +275.9% | $958.9K |
| 15 | ZIP 42066 | KY | +41.1% | +90.6% | +283.8% | +167.1% | $320K |
| 16 | ZIP 40019 | KY | +656.0% | +372.4% | +262.3% | +1,030.4% | $986.4K |
| 17 | ZIP 42410 | KY | +64.0% | +96.0% | +250.2% | — | $164K |
| 18 | ZIP 40311 | KY | +22.4% | +51.1% | +231.7% | +497.4% | $398.9K |
| 19 | ZIP 40915 | KY | — | +240.0% | +218.8% | — | $255K |
| 20 | ZIP 40299 | KY | +118.4% | +133.8% | +215.3% | +277.1% | $789.6K |
| 21 | ZIP 42217 | KY | -2.3% | +22.2% | +203.5% | +137.6% | $381K |
| 22 | ZIP 42166 | KY | +747.0% | +547.0% | +202.9% | +1,725.7% | $775K |
| 23 | ZIP 40216 | KY | +57.5% | +99.0% | +201.2% | +249.5% | $327.4K |
| 24 | ZIP 40104 | KY | +335.9% | +250.2% | +198.6% | +100.0% | $380K |
| 25 | ZIP 42629 | KY | +141.5% | +65.0% | +198.6% | +207.8% | $450K |
| 26 | ZIP 41649 | KY | +43.6% | -30.5% | +188.0% | — | $100.5K |
| 27 | ZIP 40208 | KY | +26.4% | -47.7% | +185.0% | +61.9% | $311.7K |
| 28 | ZIP 41129 | KY | +90.2% | +58.0% | +179.0% | +155.6% | $385K |
| 29 | ZIP 40379 | KY | -32.1% | -13.6% | +176.4% | +127.1% | $293K |
| 30 | ZIP 41831 | KY | — | — | +175.7% | — | $500K |
| 31 | ZIP 41175 | KY | +44.0% | +20.9% | +169.8% | +92.8% | $261.5K |
| 32 | ZIP 41073 | KY | +1.1% | +7.0% | +168.6% | +239.7% | $427.8K |
| 33 | ZIP 40316 | KY | — | — | +162.8% | — | $180K |
| 34 | ZIP 40744 | KY | +140.6% | +113.4% | +160.3% | +258.4% | $484.5K |
| 35 | ZIP 40962 | KY | -16.9% | +54.2% | +156.9% | +276.9% | $247.9K |
| 36 | ZIP 41095 | KY | +2.0% | +65.6% | +153.5% | +275.1% | $305K |
| 37 | ZIP 41016 | KY | +37.3% | +32.7% | +152.8% | +172.8% | $298K |
| 38 | ZIP 41164 | KY | +25.5% | +71.4% | +148.2% | — | $272K |
| 39 | ZIP 40328 | KY | — | +23.9% | +147.9% | +1,099.6% | $299.9K |
| 40 | ZIP 42058 | KY | +120.7% | +168.2% | +136.5% | — | $257.5K |
| 41 | ZIP 40502 | KY | +42.5% | +75.6% | +135.8% | +150.1% | $976.2K |
| 42 | ZIP 41097 | KY | +0.5% | +64.3% | +134.6% | +216.4% | $365K |
| 43 | ZIP 41031 | KY | +17.6% | +28.0% | +132.5% | +191.4% | $300.1K |
| 44 | ZIP 42351 | KY | +67.4% | -37.7% | +126.1% | +386.9% | $265.2K |
| 45 | ZIP 42732 | KY | +137.0% | +207.7% | +124.6% | +395.5% | $400K |
| 46 | ZIP 41035 | KY | +16.2% | +19.2% | +124.0% | +133.2% | $309.8K |
| 47 | ZIP 41557 | KY | — | +658.3% | +117.9% | +53.7% | $455K |
| 48 | ZIP 40601 | KY | +21.7% | +41.1% | +116.0% | +180.3% | $372.3K |
| 49 | ZIP 41572 | KY | +40.9% | +49.4% | +116.0% | +83.1% | $162K |
| 50 | ZIP 40391 | KY | -0.7% | +31.9% | +111.3% | +257.7% | $364.7K |
| 51 | ZIP 40370 | KY | +65.2% | +211.7% | +110.6% | +4,053.8% | $540K |
| 52 | ZIP 41056 | KY | +48.2% | -21.9% | +110.2% | +62.2% | $248.1K |
| 53 | ZIP 42445 | KY | +18.3% | +10.8% | +109.8% | +82.7% | $215K |
| 54 | ZIP 42167 | KY | +25.7% | +107.3% | +108.8% | +365.8% | $279K |
| 55 | ZIP 40965 | KY | -50.0% | +3.6% | +106.0% | +37.4% | $161.8K |
| 56 | ZIP 41046 | KY | — | +34.7% | +105.2% | +231.8% | $242.8K |
| 57 | ZIP 42122 | KY | +49.6% | +40.6% | +104.9% | +104.4% | $536.3K |
| 58 | ZIP 42413 | KY | +47.0% | +47.4% | +102.8% | +700.0% | $360K |
| 59 | ZIP 42343 | KY | +21.2% | +150.7% | +99.1% | — | $235K |
| 60 | ZIP 41257 | KY | — | -62.7% | +97.5% | — | $100K |
| 61 | ZIP 40031 | KY | +17.4% | +40.0% | +96.8% | +71.3% | $430.4K |
| 62 | ZIP 42462 | KY | — | +21.8% | +96.3% | — | $265K |
| 63 | ZIP 40211 | KY | +64.1% | +47.7% | +95.5% | +214.0% | $173.7K |
| 64 | ZIP 40142 | KY | +68.0% | +151.3% | +93.2% | — | $620K |
| 65 | ZIP 41274 | KY | — | — | +92.8% | +97.8% | $223.5K |
| 66 | ZIP 40359 | KY | +61.3% | +110.9% | +91.7% | +326.6% | $351.5K |
| 67 | ZIP 41091 | KY | +11.3% | +4.3% | +90.9% | -92.7% | $537.7K |
| 68 | ZIP 41094 | KY | +9.6% | +39.7% | +89.4% | +83.3% | $376.3K |
| 69 | ZIP 40387 | KY | +9.9% | +87.9% | +88.4% | +104.9% | $188K |
| 70 | ZIP 41007 | KY | -17.9% | +65.0% | +88.3% | +58.1% | $330K |
| 71 | ZIP 42232 | KY | +11.4% | -0.7% | +86.6% | — | $272.9K |
| 72 | ZIP 40437 | KY | +72.1% | +113.4% | +86.6% | +309.3% | $300K |
| 73 | ZIP 40212 | KY | -29.7% | -30.3% | +86.5% | +105.9% | $110K |
| 74 | ZIP 42206 | KY | +15.3% | -26.8% | +86.2% | +127.8% | $271K |
| 75 | ZIP 41018 | KY | +1.0% | +9.7% | +85.2% | +148.5% | $253.8K |
| 76 | ZIP 40475 | KY | -7.5% | +13.4% | +84.0% | +107.8% | $334.9K |
| 77 | ZIP 40203 | KY | +27.1% | +40.2% | +83.9% | +177.1% | $278K |
| 78 | ZIP 40503 | KY | +1.8% | +22.7% | +83.6% | +131.7% | $392.6K |
| 79 | ZIP 42041 | KY | — | +54.9% | +83.3% | +23.1% | $160K |
| 80 | ZIP 40217 | KY | +10.8% | +18.5% | +82.6% | +88.1% | $286.6K |
| 81 | ZIP 41042 | KY | +23.5% | +3.9% | +80.8% | +153.9% | $323K |
| 82 | ZIP 42518 | KY | +26.6% | +28.8% | +76.8% | +108.2% | $312.5K |
| 83 | ZIP 40514 | KY | -6.7% | +18.5% | +76.2% | +119.0% | $389K |
| 84 | ZIP 41011 | KY | -20.7% | -39.8% | +75.0% | +56.7% | $353.7K |
| 85 | ZIP 41314 | KY | +212.5% | +74.1% | +74.9% | — | $225K |
| 86 | ZIP 41014 | KY | +21.1% | +12.7% | +74.6% | +151.7% | $194.8K |
| 87 | ZIP 40057 | KY | +78.5% | +23.6% | +74.3% | +242.9% | $479.7K |
| 88 | ZIP 41168 | KY | -31.7% | — | +73.3% | — | $304K |
| 89 | ZIP 40222 | KY | +68.4% | +15.1% | +72.6% | +153.9% | $675.8K |
| 90 | ZIP 41071 | KY | -47.5% | +7.8% | +72.3% | +135.1% | $250.9K |
| 91 | ZIP 40351 | KY | +25.3% | +84.6% | +71.5% | +187.4% | $300.6K |
| 92 | ZIP 41048 | KY | -24.1% | -10.9% | +70.1% | +82.4% | $374.2K |
| 93 | ZIP 40071 | KY | +6.5% | +14.8% | +67.6% | +164.3% | $398.8K |
| 94 | ZIP 41059 | KY | +108.5% | +94.0% | +67.5% | +164.7% | $540K |
| 95 | ZIP 40324 | KY | -7.5% | -22.5% | +67.5% | +80.9% | $364.5K |
| 96 | ZIP 40229 | KY | -65.1% | -5.4% | +67.2% | +113.5% | $264.4K |
| 97 | ZIP 40008 | KY | -27.5% | +43.5% | +67.1% | +64.3% | $276.3K |
| 98 | ZIP 41101 | KY | +50.4% | +74.4% | +66.3% | +110.6% | $302K |
| 99 | ZIP 41074 | KY | -39.4% | -19.7% | +66.0% | +59.9% | $175K |
| 100 | ZIP 42266 | KY | +48.0% | -7.5% | +65.8% | +433.3% | $370K |
How to read these numbers
Velocity vs. level
A market with 25% one-year appreciation is moving fast — but a market with steady 6% over ten years has compounded much further. Use 10Y as the long-run signal, 1Y as the momentum signal.
Mean-reversion risk
Markets that posted huge 1Y and 3Y gains often cool over the next cycle. Compare 1Y to 5Y: if 1Y is far above 5Y, the trend is accelerating; if far below, it is decelerating — often the more important signal.
Sample sanity
We require a minimum current median price (default $50K) to filter out tiny ZIPs with noisy data. Raise that threshold for serious investment markets; lower it to find emerging niches. Source: public record.