Appreciation Velocity — Charlotte, NC
Home-price appreciation in Charlotte, NC plus ZIPs within the city ranked by 1Y growth.
Public Record
Charlotte · 1Y appreciation
+3.3%
Charlotte · 3Y appreciation
+11.5%
Charlotte · 5Y appreciation
+64.6%
Charlotte · 10Y appreciation
+154.7%
Top 10 — 1Y appreciation (Zips)
#1 · ZIP 28203
+145.9%
#2 · ZIP 28269
+53.8%
#3 · ZIP 28270
+53.4%
#4 · ZIP 28207
+37.1%
#5 · ZIP 28212
+33.8%
#6 · ZIP 28208
+8.1%
#7 · ZIP 28211
+0.6%
#8 · ZIP 28205
-4.9%
#9 · ZIP 28210
-9.2%
#10 · ZIP 28202
-10.9%
Zip ranking — 1Y appreciation (highest first)
| # | Zip | State | 1Y | 3Y | 5Y | 10Y | Current median |
|---|---|---|---|---|---|---|---|
| 1 | ZIP 28203 | NC | +145.9% | +137.7% | +149.8% | +323.7% | $1.86M |
| 2 | ZIP 28269 | NC | +53.8% | +30.5% | +119.9% | +189.6% | $577.9K |
| 3 | ZIP 28270 | NC | +53.4% | +41.2% | +173.8% | +288.3% | $1.51M |
| 4 | ZIP 28207 | NC | +37.1% | +34.9% | +121.0% | +178.5% | $2.25M |
| 5 | ZIP 28212 | NC | +33.8% | +52.7% | +40.7% | +339.5% | $458.1K |
| 6 | ZIP 28208 | NC | +8.1% | -13.2% | +35.4% | +203.6% | $518.8K |
| 7 | ZIP 28211 | NC | +0.6% | +36.6% | +150.6% | +289.4% | $1.78M |
| 8 | ZIP 28205 | NC | -4.9% | +0.6% | +71.7% | +183.1% | $707.5K |
| 9 | ZIP 28210 | NC | -9.2% | -32.1% | +22.3% | +97.4% | $486.6K |
| 10 | ZIP 28202 | NC | -10.9% | -18.7% | +52.3% | +90.8% | $506.7K |
| 11 | ZIP 28273 | NC | -11.0% | +17.6% | -4.9% | +102.7% | $485.5K |
| 12 | ZIP 28209 | NC | -22.2% | -12.3% | +24.7% | +166.2% | $828K |
| 13 | ZIP 28226 | NC | -25.6% | +12.6% | +26.8% | +103.8% | $885.4K |
| 14 | ZIP 28206 | NC | -26.3% | -33.9% | +44.5% | -4.5% | $337.5K |
| 15 | ZIP 28216 | NC | -26.4% | -3.6% | +139.1% | +67.2% | $506.5K |
| 16 | ZIP 28278 | NC | -35.0% | +7.2% | -6.1% | +37.6% | $575K |
| 17 | ZIP 28214 | NC | -42.6% | -10.0% | +55.9% | +62.6% | $360.1K |
| 18 | ZIP 28262 | NC | -49.1% | -46.1% | -68.9% | +39.4% | $198.6K |
| 19 | ZIP 28204 | NC | -62.9% | -61.1% | -21.7% | -36.4% | $263K |
How to read these numbers
Velocity vs. level
A market with 25% one-year appreciation is moving fast — but a market with steady 6% over ten years has compounded much further. Use 10Y as the long-run signal, 1Y as the momentum signal.
Mean-reversion risk
Markets that posted huge 1Y and 3Y gains often cool over the next cycle. Compare 1Y to 5Y: if 1Y is far above 5Y, the trend is accelerating; if far below, it is decelerating — often the more important signal.
Sample sanity
We require a minimum current median price (default $50K) to filter out tiny ZIPs with noisy data. Raise that threshold for serious investment markets; lower it to find emerging niches. Source: public record.