Appreciation Velocity — Texas Cities
Cities of Texas ranked by 1Y / 3Y / 5Y home-price appreciation.
Public Record
Top 10 — 1Y appreciation (Countys)
#1 · Paulding, TX
+88.3%
#2 · Hillsborough, TX
+14.7%
#3 · Oswego, TX
-6.9%
#4 · Burlington, TX
-7.1%
#5 · Fremont, TX
-8.1%
#6 · Berrien, TX
-8.6%
#7 · St. Croix, TX
-11.5%
#8 · Grant, TX
-12.1%
#9 · Sharp, TX
-14.6%
County ranking — 1Y appreciation (highest first)
| # | County | State | 1Y | 3Y | 5Y | 10Y | Current median |
|---|---|---|---|---|---|---|---|
| 1 | Paulding, TX | TX | +88.3% | — | — | — | $798.9K |
| 2 | Hillsborough, TX | TX | +14.7% | — | — | — | $671K |
| 3 | Oswego, TX | TX | -6.9% | — | — | — | $186.4K |
| 4 | Burlington, TX | TX | -7.1% | — | — | — | $430.9K |
| 5 | Fremont, TX | TX | -8.1% | — | — | — | $335.6K |
| 6 | Berrien, TX | TX | -8.6% | — | — | — | $351.2K |
| 7 | St. Croix, TX | TX | -11.5% | — | — | — | $518.7K |
| 8 | Grant, TX | TX | -12.1% | — | — | — | $265K |
| 9 | Sharp, TX | TX | -14.6% | — | — | — | $151.8K |
How to read these numbers
Velocity vs. level
A market with 25% one-year appreciation is moving fast — but a market with steady 6% over ten years has compounded much further. Use 10Y as the long-run signal, 1Y as the momentum signal.
Mean-reversion risk
Markets that posted huge 1Y and 3Y gains often cool over the next cycle. Compare 1Y to 5Y: if 1Y is far above 5Y, the trend is accelerating; if far below, it is decelerating — often the more important signal.
Sample sanity
We require a minimum current median price (default $50K) to filter out tiny ZIPs with noisy data. Raise that threshold for serious investment markets; lower it to find emerging niches. Source: public record.