Appreciation Velocity — New Jersey Cities
Cities of New Jersey ranked by 1Y / 3Y / 5Y home-price appreciation.
Public Record
Top 10 — 3Y appreciation (Countys)
#1 · Mercer, NJ
+65.4%
#2 · Ocean, NJ
+54.7%
#3 · Cumberland, NJ
+50.5%
#4 · Camden, NJ
+41.1%
#5 · Morris, NJ
+40.5%
#6 · Gloucester, NJ
+37.9%
#7 · Passaic, NJ
+37.7%
#8 · Sussex, NJ
+37.0%
#9 · Essex, NJ
+36.8%
#10 · Monmouth, NJ
+29.8%
County ranking — 3Y appreciation (highest first)
| # | County | State | 1Y | 3Y | 5Y | 10Y | Current median |
|---|---|---|---|---|---|---|---|
| 1 | Mercer, NJ | NJ | -8.0% | +65.4% | +71.5% | +73.9% | $574K |
| 2 | Ocean, NJ | NJ | -9.5% | +54.7% | +60.7% | +115.4% | $705.5K |
| 3 | Cumberland, NJ | NJ | -3.1% | +50.5% | +44.6% | +101.2% | $269.5K |
| 4 | Camden, NJ | NJ | +2.2% | +41.1% | +71.5% | +151.9% | $432.6K |
| 5 | Morris, NJ | NJ | +8.3% | +40.5% | +71.5% | +93.7% | $875.8K |
| 6 | Gloucester, NJ | NJ | -3.3% | +37.9% | +78.2% | +73.1% | $375.7K |
| 7 | Passaic, NJ | NJ | +12.1% | +37.7% | +91.3% | +142.1% | $633.2K |
| 8 | Sussex, NJ | NJ | -7.7% | +37.0% | +70.2% | +130.9% | $440.2K |
| 9 | Essex, NJ | NJ | -12.7% | +36.8% | +69.8% | +100.4% | $757.2K |
| 10 | Monmouth, NJ | NJ | -18.5% | +29.8% | +43.0% | +128.1% | $864.9K |
| 11 | Union, NJ | NJ | -1.9% | +26.7% | +81.7% | +123.3% | $820.2K |
| 12 | Warren, NJ | NJ | -5.3% | +24.8% | +73.9% | +74.6% | $408.6K |
| 13 | Bergen, NJ | NJ | -22.7% | +19.9% | +55.9% | +81.0% | $934.3K |
| 14 | Atlantic, NJ | NJ | -18.9% | +19.2% | +54.9% | +161.0% | $484.1K |
| 15 | Hudson, NJ | NJ | +9.2% | +18.2% | +71.1% | +63.0% | $847K |
| 16 | Hunterdon, NJ | NJ | -1.1% | +14.6% | +58.9% | +52.2% | $670K |
| 17 | Middlesex, NJ | NJ | -19.1% | +2.7% | +35.1% | +66.2% | $495.4K |
| 18 | Salem, NJ | NJ | +16.2% | +1.9% | +115.2% | +198.7% | $336.8K |
| 19 | Burlington, NJ | NJ | -0.1% | -3.5% | +64.7% | +116.1% | $465.1K |
| 20 | Cape May, NJ | NJ | -38.1% | -4.5% | +30.7% | +91.7% | $1.04M |
| 21 | Somerset, NJ | NJ | -20.8% | -38.5% | +36.0% | +48.6% | $597.5K |
How to read these numbers
Velocity vs. level
A market with 25% one-year appreciation is moving fast — but a market with steady 6% over ten years has compounded much further. Use 10Y as the long-run signal, 1Y as the momentum signal.
Mean-reversion risk
Markets that posted huge 1Y and 3Y gains often cool over the next cycle. Compare 1Y to 5Y: if 1Y is far above 5Y, the trend is accelerating; if far below, it is decelerating — often the more important signal.
Sample sanity
We require a minimum current median price (default $50K) to filter out tiny ZIPs with noisy data. Raise that threshold for serious investment markets; lower it to find emerging niches. Source: public record.